Iterative Refinement Due to Usability Testing

  • Surfaced recurring subscriptions as a distinct module within the dashboard

  • Prioritized subscription cost and billing cycle information to support faster recognition of recurring charges

  • Introduced entry points into subscription details to centralize management actions

Initial High-Fidelity Direction

  • Reduced visual density to improve scanability of active subscriptions

  • Changed colors of cancel button to create a clearer primary action hierarchy

  • Increased spacing between billing details and brand elements to support financial clarity

  • Introduced filtering elements for easier maneuverability

1. Dashboard Subscription Module

Key Design Decisions


After

Recurring subscriptions are surfaced as a dedicated dashboard module for quick identification.

Before

Users had to manually search through individual account transactions to identify recurring charges.

2. Centralized Subscription List

After

A dedicated subscriptions page allows users to view, filter, and search recurring services.

Before

Users lacked a single location to review all active subscriptions.

3. Detailed Subscription Management

After

A detailed view displays billing amount, subscription duration, and cumulative spend over time.

Users had limited visibility into subscription duration or total spent.

4. Multiple Management Entry Points

After

Users can cancel subscriptions directly from either the dashboard or detailed view.

Before

Cancellation required navigating through transaction histories.

Before

The following design decisions were introduced to improve subscription visibility, simplify navigation, and support more confident management of recurring expenses. By reducing user fatigue and increasing transparency around ongoing financial commitments this would encourage greater engagement with in-app financial management tools.

SOLUTION & IMPACT

Subscription Management Through Centralized Controls

The following interface screens reflect how these design decisions were implemented to support clearer visibility and more confident management of recurring financial commitments.

Final Thoughts

K.MOUSSAID

M

L

J

z

Subscription Management is Hard

OVERVIEW

PROBLEM

This project introduces an intuitive, transparent system that helps customers understand, track, and manage recurring payments directly within the Huntington app.

How can we help Huntington users easily track, understand, and manage recurring subscriptions with more clarity and control?

My Roles

Tools

UX Design

UX Research

Information Architecture

Figma

Google Docs

Notion

Timeline

12 Weeks

Users underestimate & overlook

recurring charges

The average consumer now holds around 12 paid subscriptions, and 74% underestimate how much they spend monthly.

Users lack a simple, centralized view of recurring expenses

Nearly half of consumers (47%) have forgotten at least one recurring subscription

How Users Manage Subscriptions Today and How Huntington Compares to Competitors

To validate the problem and shape the feature, I conducted a competitive analysis and ran five one-on-one semi-structured interviews with Huntington customers who pay for multiple digital subscriptions.

Competitive Analysis

Affinity Map

*I reviewed tools offered by Chase, Bank of America, and Wells Fargo to understand how competitors support recurring expense visibility and what gaps Huntington could address.

*Synthesized interview data into themes around how users remember, track, and manage subscription charges.

RESEARCH & FINDINGS

Strengthening Financial Awareness by Simplifying Subscription Management

Users Lack a Single Place to See All Their Subscriptions

01

Many participants tracked subscriptions across email, bank statements, and mental notes.


“I just scroll my statements and hope I didn’t miss anything.”

Putting Everything Together, Here's What Stood Out:

Users Want Clarity on Renewal Dates & Price Changes

02

Users struggled to remember when subscriptions renew and were often unaware of price increases


“I wish I knew ahead of time when something was going to renew or go up.”

Competitors Surface Insights, but Lack Full Management

03

Competing banks offer spending insights and subscription detection, but do not provide comprehensive tools for managing, canceling, or centralizing subscriptions.


Users Value Simplicity & Don’t Want Feature Overload

05

“Just show me what I have and what I’m paying don’t make it complicated.”

Users Want More Control, Not Just Awareness

04

“I hate having to hunt down where to cancel something… I wish it was all in one place.”

Research Shaped a Polished Experience

PROCESS

I began by translating research insights into quick low-fi and mid-fi concepts to explore how subscription management could feel simpler and more calming for Huntington users.

Dashboard Overview

Subscription List

Subscription Details

  • Mid-fidelity wireframes focused on structure, hierarchy, and core actions before visual refinement

After validating the core flow and information hierarchy, I moved into high-fidelity exploration to refine visual clarity, emotional tone, and brand alignment while taking into note design changes recommended by testers of the first version.

High-Fidelity Exploration & Iteration

Visibility Supports Financial Confidence


As I progressed through this project, I found that introducing financial management tools requires balancing visibility with user confidence. In the context of subscription oversight, I found that surfacing recurring expenses needed to be done in a way that supported intuitive interaction without overwhelming user decision-making. Designing for financial management reinforced the importance of simplicity, where actions must remain accessible and understandable to encourage user engagement.

Designing for Confident Financial Decisions


Key Learnings

Providing users with clearer billing information and spend timelines may reduce hesitation when managing recurring financial commitments.

Centralized Management Reduces Cognitive Load


Consolidating subscription oversight into a single flow can simplify decision-making and improve engagement with in-app financial tools.

CASE STUDY

Huntington

Subscription Management Tool

OVERVIEWPROBLEMRESEARCH & FINDINGSPROCESSSOLUTION & IMPACTFINAL THOUGHTS

© 2026 Kauthar Moussaid · Designed & Built in Framer

K.MOUSSAID
AboutResumeContact

Huntington

CASE STUDY

Subscription Management

Tool

Strengthening Financial Awareness by Simplifying Subscription Management

OVERVIEW

My Roles

Tools

Timeline

UX Design

UX Research

Information

Architecture

Figma

Google Docs

Notion

12 Weeks

This project introduces an intuitive, transparent system that helps customers understand, track, and manage recurring payments directly within the Huntington app.

PROBLEM

Subscription Management is Hard

How can we help Huntington users easily track, understand, and manage recurring subscriptions with more clarity and control?

Users underestimate & overlook

recurring charges

The average consumer now holds around 12 paid subscriptions, and 74% underestimate how much they spend monthly.

Users lack a simple, centralized view of recurring expenses

Nearly half of consumers (47%) have forgotten at least one recurring subscription

RESEARCH & FINDINGS

How Users Manage Subscriptions Today and How Huntington Compares to Competitors

To validate the problem and shape the feature, I conducted a competitive analysis and ran five one-on-one semi-structured interviews with Huntington customers who pay for multiple digital subscriptions.

Competitive Analysis

*I reviewed tools offered by Chase, Bank of America, and Wells Fargo to understand how competitors support recurring expense visibility and what gaps Huntington could address.

Affinity Map

*Synthesized interview data into themes around how users remember, track, and manage subscription charges.

Putting Everything Together, Here's What Stood Out:

01

Users Lack a Single Place to See All Their Subscriptions

Many participants tracked subscriptions across email, bank statements, and mental notes.


“I just scroll my statements and hope I didn’t miss anything.”

02

03

04

05

Users Want Clarity on Renewal Dates & Price Changes

Competitors Surface Insights, but Lack Full Management

Users Want More Control, Not Just Awareness

Users Value Simplicity & Don’t Want Feature Overload

Users struggled to remember when subscriptions renew and were often unaware of price increases


Competing banks offer spending insights and subscription detection, but do not provide comprehensive tools for managing, canceling, or centralizing subscriptions.


“I wish I knew ahead of time when something was going to renew or go up.”

“Just show me what I have and what I’m paying don’t make it complicated.”

“I hate having to hunt down where to cancel something… I wish it was all in one place.”

Research Shaped a Polished Experience

PROCESS

I began by translating research insights into quick low-fi and mid-fi concepts to explore how subscription management could feel simpler and more calming for Huntington users.

Dashboard Overview

Subscription List

Subscription Details

  • Mid-fidelity wireframes focused on structure, hierarchy, and core actions before visual refinement

High-Fidelity Exploration & Iteration

After validating the core flow and information hierarchy, I moved into high-fidelity exploration to refine visual clarity, emotional tone, and brand alignment while taking into note design changes recommended by testers of the first version.

Initial High-Fidelity Direction

  • Surfaced recurring subscriptions as a distinct module within the dashboard

  • Prioritized subscription cost and billing cycle information to support faster recognition of recurring charges

  • Introduced entry points into subscription details to centralize management actions

Iterative Refinement due to Usability testing

  • Introduced filtering elements for easier maneuverability

  • Increased spacing between billing details and brand elements to support financial clarity

  • Changed colors of cancel button to create a clearer primary action hierarchy

  • Reduced visual density to improve scanability of active subscriptions

SOLUTION & IMPACT

Subscription Management Through Centralized Controls

The following design decisions were introduced to improve subscription visibility, simplify navigation, and support more confident management of recurring expenses. By reducing user fatigue and increasing transparency around ongoing financial commitments this would encourage greater engagement with in-app financial management tools.

Key Design Decisions


Before

1. Dashboard Subscription Module

After

Users had to manually search through individual account transactions to identify recurring charges.

Recurring subscriptions are surfaced as a dedicated dashboard module for quick identification.

Before

After

2. Centralized Subscription List

Users lacked a single location to review all active subscriptions.

A dedicated subscriptions page allows users to view, filter, and search recurring services.

3. Detailed Subscription Management

Before

After

Users had limited visibility into subscription duration or total spent.

A detailed view displays billing amount, subscription duration, and cumulative spend over time.

4. Multiple Management Entry Points

Before

After

Cancellation required navigating through transaction histories.

Users can cancel subscriptions directly from either the dashboard or detailed view.

The following interface screens reflect how these design decisions were implemented to support clearer visibility and more confident management of recurring financial commitments.

FINAL THOUGHTS

Consolidating subscription oversight into a single flow can simplify decision-making and improve engagement with in-app financial tools.

Key Learnings

Designing for Confident Financial Decisions


As I progressed through this project, I found that introducing financial management tools requires balancing visibility with user confidence. In the context of subscription oversight, I found that surfacing recurring expenses needed to be done in a way that supported intuitive interaction without overwhelming user decision-making. Designing for financial management reinforced the importance of simplicity, where actions must remain accessible and understandable to encourage user engagement.

Centralized Management Reduces Cognitive Load


Visibility Supports Financial Confidence


Providing users with clearer billing information and spend timelines may reduce hesitation when managing recurring financial commitments.